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Fractional Reserve Banking Calculator
Initial deposit:
Reserve requirements:
%
Deposit Number
Amount Deposited
Lent Out
Reserves
1
100.00
90.00
10.00
2
90.00
81.00
9.00
3
81.00
72.90
8.10
4
72.90
65.61
7.29
5
65.61
59.05
6.56
6
59.05
53.15
5.90
7
53.15
47.84
5.31
8
47.84
43.06
4.78
9
43.06
38.75
4.31
10
38.75
34.88
3.87
11
34.88
31.39
3.49
12
31.39
28.25
3.14
13
28.25
25.43
2.82
14
25.43
22.89
2.54
15
22.89
20.60
2.29
16
20.60
18.54
2.06
17
18.54
16.69
1.85
18
16.69
15.02
1.67
19
15.02
13.52
1.50
20
13.52
12.17
1.35
21
12.17
10.95
1.22
22
10.95
9.86
1.09
23
9.86
8.87
0.99
24
8.87
7.98
0.89
25
7.98
7.18
0.80
26
7.18
6.46
0.72
27
6.46
5.81
0.65
28
5.81
5.23
0.58
29
5.23
4.71
0.52
30
4.71
4.24
0.47
31
4.24
3.82
0.42
32
3.82
3.44
0.38
33
3.44
3.10
0.34
34
3.10
2.79
0.31
35
2.79
2.51
0.28
36
2.51
2.26
0.25
37
2.26
2.03
0.23
38
2.03
1.83
0.20
39
1.83
1.65
0.18
40
1.65
1.49
0.16
41
1.49
1.34
0.15
42
1.34
1.21
0.13
43
1.21
1.09
0.12
44
1.09
0.98
0.11
45
0.98
0.88
0.10
46
0.88
0.79
0.09
47
0.79
0.71
0.08
48
0.71
0.64
0.07
49
0.64
0.58
0.06
50
0.58
0.52
0.06
51
0.52
0.47
0.05
52
0.47
0.42
0.05
53
0.42
0.38
0.04
54
0.38
0.34
0.04
55
0.34
0.31
0.03
56
0.31
0.28
0.03
57
0.28
0.25
0.03
58
0.25
0.23
0.02
59
0.23
0.21
0.02
60
0.21
0.19
0.02
61
0.19
0.17
0.02
62
0.17
0.15
0.02
63
0.15
0.14
0.01
64
0.14
0.13
0.01
65
0.13
0.12
0.01
66
0.12
0.11
0.01
67
0.11
0.10
0.01
68
0.10
0.09
0.01
69
0.09
0.08
0.01
70
0.08
0.07
0.01
71
0.07
0.06
0.01
Totals:
999.99
899.99
99.94
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